Mobile Banking in Producing Countries: Kenya Essay

VAASAN AMMATTIKORKEAKOULU UNIVERSITY OF APPLIED SCIENCES

WAMBARI ANDREW PHILIP MWAURA

MOBILE BANKING IN DEVELOPING COUNTRIES. (A EXAMPLE ON KENYA).

INFORMATION TECHNOLOGY 2009

VAASAN AMMATTIKORKEAKOULU UNIVERSITY OF APPLIED SCIENCES Degree Programme details Technology SUBJECTIVE

Author Subject Kenya) 12 months Language Pages

Wambari Claire Mobile Financial in Expanding Countries (a case study in 2009 English language 45+ 5 Appendices

Identity of Supervisor Agbejule Adebayo The Bachelor‟s degree analysis report will attempt and show whether mobile applications in this kind of areas of portable banking and business to business trading is mostly intended for local business owners e. g. small-scale maqui berry farmers in growing countries. The job will try to identify applications that might help all parties in growing countries, from service providers to individuals in both rural and cities. The survey will find away whether tone of voice and TEXT services happen to be among most effective of elevating living standards in Kenya (and because matter producing nations), taking into consideration the current situations (that is definitely poverty, disease and municipal unrest). To offer some standard idea of the specific situation in Kenya, it should be noted that 90 percent of the habitants of the capital city, Nairobi, have moved there from rural areas. This in turn has created a considerable with regard to communications as well as the exchange details between the metropolis and outlying areas. For the individual, the possible lack of ways to communicate with relatives and friends consist of parts of the country is actually a major interpersonal problem. Keywords Mobile Banking, Kenya.

VAASAN AMMATTIKORKEAKOULU Degree Programme info Technology

Items

1 INTRO........................................................................................................... 5 1 ) 1 1 . 2 1 . 3 1 ) 4 1 ) 5 two Background of the Study..................................................................................... five Statement of the Problem.................................................................................. six Purpose of the analysis........................................................................................... 6 Significance of the Study..................................................................................... 6th Outline with the study............................................................................................ 7

LITERATURE REVIEW................................................................................................... 8 installment payments on your 1 2 . 2 installment payments on your 3 Electric Banking............................................................................................... 8 Trends in Mobile Financial................................................................................... 8 Mobile Banking Business Models...................................................................... 12

2 . three or more. 1 Bank-focused Model................................................................................................ 14 2 . a few. 3 Non-bank-led Model................................................................................................ 14 2 . 4 Definition of Conditions................................................................................................. 11 installment payments on your 4 Foundations of Selling Banking................................................................................ 12 2 . 4. 1 Outreach of Traditional Banking Companies................................................................ 13 installment payments on your 4. 2 The Bank Ladder.................................................................................................. 15 2 . 5 Mobile Transactions.......................................................................................... 16

installment payments on your 6 Micro-enterprises and the Casual Sector Career in Kenya........................ 19 2 . 7 Cellphones in Kenya's socio-economic expansion................................... 20

installment payments on your 7. 1 Adoption and use of mobiles in Kenya...

References: Central Bureau of Statistics. Countrywide Micro and Small Business Baseline Review. Government inkjet printer, Nairobi. 99.

Central Bureau of Stats Economic review report. Authorities printer, Nairobi. 2005.

Transmettre, J. 2005. Micro Internet marketers and Mobiles: An Hunt for the Uses of Mobile Phones by Small businesses proprietors in Rwanda. Information Technologies for Foreign Development, 2(1), 1-21.

Fafchamps, M. 2001. Networks, neighborhoods, and market segments in sub-Saharan Africa: Significance for Firm Growth and Investment. Record of Photography equipment Economies, 10(1), 109-142.

Haans, C. L. 2001. Training for Work in the Informal Sector: Fresh Evidence from Bass speaker Saharan The african continent, ILO Training centre, Turin.

Salzaman Meters, Palen M, Harper L. 2001. Mobile Communication: Understanding Users, Adoption and Style. (Lecture) Daily news presented in CHI workshop.



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